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selling home guide and home selling tips

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Budget Planning for Home Selling - and Home Buying

budgeting tips

Selling a home costs money - usually the costs will come out the sales price of your home. But you need another place to live. So it is a good idea to establish a budget plan to maintain costs and build the reserves needed for your next move.

Our Budgeting Tips:

Start with a Monthly Spending Plan.
Learn about:
  • developing a spending plan
  • why budget
  • what's in the budget
  • setting financial goals

click for budgeting tips

links to our SayGoodCredit.com budgeting module

 
Build Up Your Credit Score
check and build up your credit to ensure low credit costs when it's time to finance your next home purchase

get your FREE credit report for review

 
Understand How Best to Finance
When you are ready to start your next home search or home building, understand how best to finance your home
  • understand best financing option for your home purchase needs
  • understand how bridge loans work when selling and buying at the same time

click for financing guide

 
Build Up Rebate Points
as you shop for home selling supplies, listing services, agent services, housing supplies, food, clothes, etc., use a rebate credit card instead of cash to build up points for your next down payment

view recommended rebate card programs

 
Calculate Your Numbers
Run some numbers to calculate how much you can afford and your qualifying ratios
  • calculate monthly payment, affordability amount, debt ratios and more

link to our mortgage loan calculators

 
Lower Monthly Bills
Expense reductions strategies to lower:
  • monthly housing expenses
  • transportation
  • family care
  • family living
  • recreation
  • other

    in help to pay and finance home improvement

link to our "lowering your bills" guide

 
Watch Rates
Keep your eye open for rates. They change daily. If rates decline, you might be able to afford your home purchase:

 

   

learn how best to negotiate
rates and points

links to our mortgage lending
module

 
 
Need to Finance Now
Are you looking to buy your next home now:
  • discuss with your lender about "bridge" loans that can help you transition over to your new home

about using bridge loan financing

 

Other Family Budgeting Plans:

FREE download (excel): family budget worksheet
FREE download (pdf): budgeting sheets
FREE download (excel): college budgeting worksheet

budget management
family budgeting
budget planning